A retirement paycheck is a practical way to think about how you will pay yourself during your retirement years.

Click below to learn how each factor works together to optimize your retirement paycheck.

About My Retirement Paycheck

My Retirement Paycheck was created by the National Endowment for Financial Education® (NEFE®). NEFE is the leading private nonprofit national foundation dedicated to inspiring empowered financial decisions making for individuals and families through every stage of life.

  • NEFE is not selling anything; this is a free resource.
  • NEFE is self-funded and noncommercial.
  • NEFE websites are always ad-free.
  • NEFE is here to help you make informed decisions.

NEFE works to bring together public and private thought leaders to address the critical personal finance issues affecting American families. The concepts on this website are a product of the NEFE-sponsored Retirement Income Decumulation Think Tank. More than 20 experts from various fields representing associations, financial planning professionals, academic institutions, think tanks, financial services industries, regulatory associations and the federal government contributed their knowledge and experience to provide you with guidelines on how to make wise decisions as you manage and spend down assets during your retirement years.

While NEFE works to provide education and information to people facing numerous financial challenges, we do not provide one-on-one counseling or advice on investing, debt consolidation and debt management, or offer advice to individual consumers regarding their special circumstances. For more information on NEFE, our history, our funding, and other ways we work to support financial education, visit us at www.nefe.org.