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investing in a bear market

How to Invest During a Bear Market

Reading Time: 3 minutes If you don’t know what a bear market is, just know that we’re in one now!  I hate jesting at the fact that people are losing money, but today I’ll try to give some insight as to how you should make investment decisions when in a bear market. What is a Bear Market? A bear … Read more

South Dakota Retirement Taxes

South Dakota Retirement Taxes: 5 Facts You Should Know

Reading Time: 2 minutes If you’re living in South Dakota and you’re retired, then you need to know how state taxes impact you. This holds especially true for individuals on a fixed income with less than ideal retirement savings. Today, I’m going to share six important facts about the taxes in South Dakota that might impact you as a … Read more

kirk elliot review

Kirk Elliot PHD Review

Reading Time: 3 minutes Maybe you’ve heard of Kirk Elliot PHD, or maybe you’ve heard of Sovereign Advisors. These are two names for the same company. Kirk Elliot PHD is the name of the founder of Sovereign Advisors and the URL you’ll use when you want to look the company up. If you’ve never heard of him or his … Read more

doug casey

Who Is Doug Casey?

Reading Time: 2 minutes Maybe you’ve read some of the works by American author, Doug Casey. Or, maybe you know him from Casey’s Research. Or, it’s completely possible that you have no real knowledge of Doug Casey and you want to learn more.  Here is the information we’ve gathered on American writer, speculator, and self-described “anarcho-capitalist” Doug Casey. Background … Read more

James Rickards

Who Is James Rickards?

Reading Time: 2 minutes Not everyone is a geek for investments, which means we often have to get our information on finances from experts. This can also be a bit tricky, as you never know if what the supposed expert is talking about is a good idea or not. And, what is their experience, anyway? One of the big … Read more

Robinhood Social Security Facts

Why Do Brokerage Firms Like Robinhood Need Your SSN?

Reading Time: 3 minutes Anyone who has ever tried to open a brokerage account knows the document requirements include anything and everything related to your history. Even if you have found this process tedious when opening an account with Robinhood, please read on, and you will learn why the necessity for sensitive private information like your Social Security Number … Read more

Gold Investment Advice

Gold Investment Advice

Reading Time: 4 minutes Gold has been an excellent investment because it holds its value better than many other types of investments. Even though gold is a great investment, it can be difficult to decide on how much gold to invest in, if gold is right for you, where to make your purchases, where to store it, etc. This … Read more

nominal vs effective interest rates

Nominal vs. Effective Interest Rate

Reading Time: 3 minutes The term “interest rate” is one of the most commonly used words in the investing world. Shrewd investors know that there are different types of interest rates that are distinguished by critical economic factors. While there are a few different types of interest rates, for the purposes of this article, we’re going to focus on … Read more

Bankruptcy Credit Counseling

Bankruptcy Credit Counseling

Reading Time: 5 minutes There comes a point in most people’s lives when they have to consider the effects of declaring bankruptcy on their financial lives. A massive 80% of United States citizens are currently struggling with overwhelming debt. This is the debt that comes from credit cards, student loans, medical bills, and many other things. For lots and … Read more