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Kirk Elliot PHD Review5 min read

Reading Time: 4 minutes

Maybe you’ve heard of Kirk Elliot PHD, or maybe you’ve heard of Sovereign Advisors. These are two names for the same company. Kirk Elliot PHD is the name of the founder of Sovereign Advisors and the URL you’ll use when you want to look the company up. If you’ve never heard of him or his company, then you’re in luck, because this is who we’re investigating today.

Before you decide to choose Kirk Elliot PHD (or Sovereign Advisors), consider this review to determine if they are the right company for you, or one you should consider avoiding.

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Why do I Recommend This Company Over The Rest?

  • The Flawless A+ BBB Rating
  • More than $1B in retirement savings protected
  • Multi-year Inc. 500 Winner
  • Zero-pressure investing consultants
  • Free education with no buying obligations 

Who is Kirk Elliot PHD?

Kirk Elliot PHD Private Advisors, dba as Sovereign Advisors, is a consulting firm that helps investors with wealth management. Their main goal is to help you to diversify your assets and plan for your long-term stability and continued growth.

They do this by focusing on people over profits, which includes a workplace that makes its employees want to stay aboard and they ensure their clients wellbeing, even if that means a sacrifice to the short-term profits for the company.

It is important to know that Kirk Elliot PHD only works in a few states, which include:

  • Alabama
  • Arizona
  • Colorado
  • Florida
  • Georgia
  • Missouri
  • New Mexico
  • Virginia

They can only serve clients who live in those states, so if you don’t, you’re not going to be able to work with them. 

What Does Kirk Elliot PHD Do?

Kirk Elliot PHD wants to help you to make the most of your money and live a life that is something you’ve always dreamed of. Their website claims they wish to do the following:

  • Secure your financial future
  • Grow your portfolio through strategy and investments
  • Use precious metals to create your investment portfolio
  • Continue with a life-long relationship to ensure your financial satisfaction

The first thing that Kirk Elliot PHD will do is get to know you. They want to know your goals so they can help you to design a plan that will allow that dream to come true. The advisors will then use the current economy as a guide and make the best choices for you financially. 

Kirk Elliot PHD representatives believe in sharing their knowledge with their investors because an educated investor is an involved investor. An involved investor will make better decisions about their financial future and feel empowered, which is a definite win-win.

Depending on what your goals are, there are variety of strategies you and your advisor can use, including:

  • Stocks and bonds
  • Precious metals
  • Precious metals IRA’s
  • Real estate
  • Storage options

Once your strategy is implemented, Kirk Elliot PHD wants to stay connected with you. They will keep you informed of any economic events, help you manage your wealth, and help to get these investments ready for the next generation who may inherit your legacy.

In fact, this is their end goal–To build a relationship that will create a lasting legacy for generations.

Pros and Cons


  • Focus on precious metal investments
  • Economists with PHd qualifications
  • Better Business Bureau (BBB) rating of A+


  • Not much feedback online from customers
  • Not available in many states
  • No information online about how they implement their solutions
  • Not a precious metals dealer (investments only)

Is Kirk Elliot PHD a Scam?

Kirk Elliot PHD is not a scam. There is a real Kirk Elliot who is extremely experienced in the world of investing and his company is full of employees who not only enjoy working for him, but have the knowledge to ensure that you’re getting the best outcome in your investments. 

The one major strike against Kirk Elliot PHD is that they don’t have many reviews online from customers. These types of reviews are helpful as it allows potential customers to see what others have experienced when working with the investment company.

The only real reviews that you can find are on Facebook, where the clients claim to have known Kirk Elliot for years, so they’re friends, which means you can take those reviews with a grain of salt. 

Final Thoughts on Kirk Elliot PHD

Kirk Elliot, the person, has extensive knowledge and experience in the finance industry, which shows in his company, Kirk Elliot PHD (Sovereign Advisors).  They know about what they speak and they go above and beyond to help their clients strive towards financial freedom in their golden years. 

If you’re someone looking to focus on precious metals to diversify your retirement account, and you live in one of the states that they service, Kirk Elliot PHD may be a great choice for you. If you’re still skeptical, perhaps you should consider reading other Kirk Elliott PhD reviews that are out there as well. 

If you’re looking for a company that is a precious metals broker, is outside of the states listed, or you’re looking for collectibles/precious metal items not related to retirement, then this isn’t going to be the investment company for you and you’ll want to look elsewhere. 

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Edwin Cannon has spent his entire career in the financial industry and specializes in alternative investments and surviving marketing turbulence. He started My Retirement Paycheck to help educate consumers about retirement investment options that aren't typically introduced by advisors.