2023 Recession Alert & 401k Crisis Report - Your Retirement Is At Risk - CLICK HERE!
More than 50% of American households have suffered losses to their retirement savings due to the economy. Experts predict the economy to get MUCH WORSE and are calling for gold and silver to significantly increase in value while the stock market tanks. Investing in gold and silver today may save your retirement account for years to come.
Free Guide - Learn How To "Recession Proof" Your Retirement Before Things Get Worse

How should I use my employer retirement plan?

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  • Try not to cash out your retirement 401(k) savings before age 59½. This almost always will cost you money (10 percent penalty and ordinary income taxes), and there are better ways to pay yourself through your retirement years, including using a rollover or keeping money in your company plan.
  • Steady Paycheck: Employer pensions provide a steady “paycheck” for your retirement in the form of an annuity. Be sure you understand the terms of accepting early retirement incentives and lump-sum payouts in lieu of the annuity.
  • Lump-Sum Option: If you take a lump-sum pension payment from your employer, resist the temptation to spend it. Instead, invest it carefully.
  • Protect Yourself From Inflation: To protect yourself from inflation, set aside some of your early pension benefits to ensure you have enough money for your advanced elderly years.